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You can have Paypal attached to a checking account, and pay using that. Surpass does not have their own billing system, you must either use Paypal or 2checkout. Automated subscriptions are necessary though. Surpass has thousands of customers, and it is how they ensure that the payment is made, and made on time. If the association does not wish to continue with their hosting, they just need to submit a cancellation request a few days prior to the next billing date. Having automated billing is a much better system then manual invoicing and payments, especially in the web hosting business.
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