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Hai,
Mounting FTP as a network drive really shouldn't affect your bandwidth usage at all while sitting idle. Although I am not positive on the inner workings of how Windows accomplishes this, it'd be silly if it attempted to keep some sort of an active state connectivity with the FTP server while it's not in use.
As to what would use more bandwidth - it'd be sftp (encapsulation, encryption vs all plain text), but again, the difference is so minimal that you would barely notice any difference. Instead of looking at it, as to what uses less bandwidth in this scenario, it should be looked at from the 'what is more secure' perspective.
Choose sftp if you can, but I think for Windows, you'd need to buy some sort of additional software to get this accomplished as there's no native 'ssh' capabilities in Windows.
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